Described as the sudden shaking of the earth's crust - an earthquake can cause devastating damage. They've been known to trigger landslides, flash floods, fires, avalanches, and even tsunamis. Globally, earthquakes have caused billions of dollars in damage, however, it's estimated that most people do not have an earthquake insurance policy.
Why Coverage Is Needed
If you are on the fence, so to speak, about getting earthquake coverage, you should reflect on the following questions.
Can I afford to repair or rebuild my home entirely if an earthquake occurs?
If an earthquake leaves my home uninhabitable, where would I stay and would I have the funds to be able to afford home repairs as well as temporary housing?
Not only should you consider the structure of your home itself, but the contents of your home should be a factor as well. If damage occurs to your personal belongings will you be able to replace them with ease?
Post reflection, we would imagine that most of us do not have the available funds to handle replacing what is damaged or lost as the result of an earthquake. This is why purchasing earthquake coverage is vital.
If you are considering purchasing coverage and have general questions about what is covered or rates in your area, contact Pinckney-Carter Co in Charleston, SC. We'll provide you with answers to those questions and to get you started with a quote.
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